The world of health insurance can be confusing. When advocating for healthcare reform, it is vital to understand the specific parts of the health insurance industry that are being affected by various legislation. What does it mean when a Federal bill impacts all commercial, private plans, while a State bill can impact all government, public plans?
Certain aspects of insurance are regulated by the federal government while others are controlled by the states. Federal legislation may provide more sweeping changes, but state legislation is necessary to fill in the “gaps” in coverage.
The resources on this page are meant to provide general information about the insurance industry, break down the different types of insurance, and define common terms in a way that will help you, as an advocate, be fully aware of the impact a bill can have.
GHLF recently worked with the University of Michigan’s Center for Value Based Insurance Design (V-BID) on a report about Copayment Assistance Programs.⇀ READ MORE